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EMPLOYER SERVICES MCASF Local 725 Service Corporation is pleased to welcome you to the Employer website. Within this website, you will have access 24 hours a day, 7 days a week to commonly requested forms, electronic remittance portal, and frequently asked questions regarding the remittance procedures and policies. About Employer Services The MCASF Local 725 Service Corporation provides the contributing employers of the Mechanical Contractors Association of South Fl. with an electronic repositories for their required fringe contributions as defined in the current Collective Bargaining Agreement between the MCASF and UA Local 725. Портал работодателя ЛЕГКО .... БЕЗОПАСНО ... БЫСТРО Портал денежных переводов работодателей открыт! Вы можете переводить еженедельные или ежемесячные взносы в электронном виде, а также можете отправить платеж через портал. Войдите в портал> Руководство по использованию портала> Видео об использовании портала New Wage & Benefit Schedule A new wage & benefit schedule is in effective starting with the first full pay period following 7/16. If you are remitting weekly or monthly fringes during the rate change period you will see each employee listed twice in the pre-process report. Additionally, all apprentices that advanced to their next apprenticeship classification will also be listed twice. Read More Аудит заработной платы (цех) Фонд вернулся к активному анализу ведомостей заработной платы, чтобы обеспечить соблюдение CBA и Политики взыскания с целью эффективного и действенного сбора необходимых взносов. Ознакомьтесь с часто задаваемыми вопросами для получения дополнительной информации. Политика сбора FAQs Member Assistance Progam Not Just for Your Local 725 Employee Members За дополнительной информацией Мы здесь, чтобы помочь! Если у вас возникнут дополнительные вопросы, вы можете связаться с отделом выплаты пособий по телефону (754) 777-7735 или щелкнуть раздел «Часто задаваемые вопросы». Для форм, документов, политик и руководств вы можете щелкнуть раздел «Документы». FAQs Документы Helpful Industry Links MCASF Ассоциация механических подрядчиков Южной Флориды Проверьте их> Местный 725 Объединенная ассоциация Местный 725 Монтажники систем кондиционирования и охлаждения Проверьте их> ARPEC ACRA Local 725 Объединенный комитет по обучению и обучению Кондиционирование, охлаждение и трубопроводная арматура Образовательный центр Проверьте их> Объединенная ассоциация Сантехники Объединенной ассоциации, слесари по трубопроводу, спринклерщики, пармфиттеры, специалисты по обслуживанию Проверьте их> MCAA Ассоциация механических подрядчиков Америки Проверьте их> MSCA Подрядчики механического обслуживания Америки Проверьте их>

ВАШИ ПЕНСИОННЫЕ ПОСОБИЯ Попечительский совет Целевого пенсионного фонда MCASFLocal 725 рад приветствовать вас на веб-сайте Пенсионного фонда. На этом веб-сайте теперь у вас будет доступ 24 часа в сутки, 7 дней в неделю к часто запрашиваемым формам, полезным выделенным ссылкам и часто задаваемым вопросам, касающимся информации о ваших льготах. About The Pension Fund The MCASF Local 725 Pension Trust Fund is a defined benefit pension plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes. ​ The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Pension Plan. ​ You should file a Pension Application well in advance of the date you expect to retire. You may request an Application from the Benefit Office, as well as seek assistance during the application process. Early filing will help you to avoid a delay in the processing of your application and the payment of benefits. MCASF Local 725 Pension Fund Annual Funding Notice IRS regulations require that the Annual Funding Notice be provided to members every year. The Annual Funding Notice reflects the Pension Plan's funded status as of the beginning of the 2023 Plan Year (January 1, 2023). Read AFN Here Вы получили новый банковский счет? Если вы получаете ежемесячное пенсионное пособие и недавно изменили свой банковский счет, вам необходимо обновить информацию о вашем прямом депозите в офисе Фонда, чтобы убедиться, что ваш следующий пенсионный чек будет депонирован правильно. Вы можете обновить свою информацию непосредственно на своем портале для участников или загрузить форму и отправить ее по почте в офис Фонда. СКАЧАТЬ ЗА ДОПОЛНИТЕЛЬНОЙ ИНФОРМАЦИЕЙ По вопросам пенсионных пособий, права на участие и накопленной стоимости обращайтесь в отдел выплат по телефону (754) 777-7735. На кончиках ваших пальцев .... Вы можете найти часто задаваемые вопросы о Пенсионном фонде и популярные документы, такие как заявление, форма прямого депозита и многое другое. Нажмите на ссылку ниже! FAQs Документы Federal Tax W-4P Form IRS - Required Changes to Form W-4P in 2023 Learn More 2024 Form W-4P Get Your Form Here Helpful Pension Links Helpful Pension Links Your Link to AARP Your Link to Social Security Administration Your Link to the IRS Your Link to Veterans Affairs Your Link to the PBGC Портал участников ВАША ЛИЧНАЯ ПЕНСИОННАЯ ИНФОРМАЦИЯ Теперь вы можете безопасно и легко просматривать информацию о своем личном пенсионном пособии 24 часа в сутки, 7 дней в неделю. Прямо с компьютера или даже ваш телефон. ​ Помимо информации о пенсиях, вы также можете просматривать информацию о своем здоровье и пенсиях с установленными взносами, а также часы работы и информацию о иждивенцев. Щелкните для портала>

FAQs This page contains Frequently Asked Questions regarding the Pension Fund. Should you have a question or concern regarding your retirement benefit, contact the Benefit Office at 754-777-77353 or info@725benefits.org Pension Fund Frequently Asked Questions Q. How do I become a Participant in the Plan? A. You will become a Participant on the first day of the month in which you accrue 400 Hours in Covered Employment during a period of 12 consecutive months beginning with your first day of employment ending on your first anniversary of employment. ​ Q. I am going through a divorce, what happens to my pension? A. If your former spouse is awarded a portion of your earned benefit through the Plan, it will be necessary that you and your former spouse complete a Qualified Domestic Relations Order (QDRO) so that the Plan can pay benefits to your former spouse. You may contact the Benefit Office and request that a sample QDRO be provided to you. ​ Q. Does the Pension Plan affect Social Security benefits in any way? A. No. ​ Q. Can pensions be paid or assigned or garnered to others? A. No. Pensions cannot be assigned to a third party. The only exceptions are for payments in accordance with a "Qualified Domestic Relations Order," or on the death of the Participant to a designated beneficiary. ​ Q. If benefits are denied, may a participant or beneficiary appeal? A. Yes. Any participant or beneficiary denied a benefit has the right to appeal to the Trustees within 60 days after the date shown on the letter of denial. The rules for filing an appeal are briefly outlined in your Summary Plan Description (SPD). ​ Q . How far in advance should I request an application for retirement? A. You can request an application for retirement any time during the 180 days prior to your expected retirement date but in no event, not later than the last working day of the month prior to the month in which you want to retire with this Plan. Though you can download the application on this website, you will still need the benefit option form, which details optional benefits as well as the monthly value for those benefits. That form is provided to you from the Benefit Office only. ​ Q. In addition to the application for retirement, what other documents do I have to submit to the Fund office? A. You will need to provide photocopies of the birth certificates for you and your spouse, copy of your marriage license, copy of photo state issued identification for you and your spouse, and copy of you and your spouse's Social Security card. If you are divorced, you are required to submit a copy of the final judgment of dissolution with copies of the marital settlement or property settlement agreement and/or a copy of the Qualified Domestic Relations Order (QDRO). ​ Q. I am currently receiving a monthly pension benefit from the Plan and would like to change the tax withholding. What needs to be done? A. You can change your tax withholding as often as you wish by completing a new W-4P which can be obtained from the Benefit Office or downloaded from the website. Once this form is completed, you must return it to the Benefit Office for implementation. You may submit your W-4P form through the Participant Portal. ​ Q. I am currently receiving a monthly pension benefit from the Plan and would like to change the bank account information. How do I change this information? A. You can change your direct deposit information by completing a new Direct Deposit Form which can be obtained from the Benefit Office or downloaded from the website. Once this form is completed, you must return it to the Benefit Office for implementation. You may also change your bank account online through the Participant Portal. ​ Q. I am thinking of retiring, what is the earliest age I can retire? A. A member can retire as early as age 55 as long as you have 10 vesting credits. If you retire early, your benefit will be reduced for every month you retire prior to the normal retirement age of 65. Also, if you retire early, you may not work in the trade, craft, industry anywhere in the United States and continue to receive your monthly benefit, you will be suspended until you are no longer work. You should contact the Benefit Office to discuss your eligibility for early retirement. Q. I recently moved, how do I change my address? A. For your protection, all address changes must be submitted in writing. You can change your address in one of three ways: a) Mail or fax a letter to the Benefit Office with your new address or b) Complete the Address Change Form located on the website and mail or fax to the Benefit Office for processing. c) Log into your Participant Portal and complete the address change form online. ​ Q. I am age 65 and I'm contemplating retiring, can I still work for my employer and receive my monthly pension benefit? A. If you are age 65 and want to retire and continue to work for a Local 725 contributing employer, YES, you can receive your monthly pension benefit and continue to work for your Local 725 contributing employer. There is no restriction of the number of hours you work for that Local 725 contributing employer either and still receive your pension. ​ Q. Whom should I contact if I'm getting a divorce and what documents do I need to submit? A. Please call the Benefit Office and advise the Healthcare and Retirement Services that you are getting a divorce or have already gotten divorced. You will also need to submit a FULL copy of your Dissolution of Marriage Judgment, QDRO (Qualified Domestic Relations Order) Martial Settlement or Property Settlement Agreement and any Qualified Medical Child Support Order to this office. ​ Don't forget to contact the Union Hall (305) 681-8596 to provide them with a copy of your divorce decree. The Benefit Office does not and cannot provide a copy to the Union Hall without your written approval to share that information/documentation. ​ Q. I am age 65, retired and still am working for my employer, does my pension get adjusted for the work I am doing now? A. Yes, an age 65+ working retiree, will have their monthly pension benefit adjusted for the work they are doing in a Plan Year as long as you work at least 400 hour in the plan year, which runs January through December. Each February, the Benefit Office reviews all working retirees of Local 725 contributing employers and recalculates their monthly pension benefit based on the hours worked and contributions received on your behalf. ​ Contact Retirement Services for any additional questions you may have about your pension benefit.

ВАШ ОПРЕДЕЛЕННЫЙ ВЗНОС ВЫПЛАТЫ ПРЕИМУЩЕСТВА Попечительский совет MCASF Local 725 Пенсионный фонд с установленными взносами Фонд рад приветствовать вас в программе с установленным взносом интернет сайт. На этом веб-сайте теперь у вас будет доступ 24 часа в сутки, 7 дней в неделю к часто запрашиваемым формам, полезным выделенным ссылкам и часто задаваемым вопросам, касающимся информации о ваших льготах. About the Defined Contribution Fund The MCASF Local 725 Defined Contribution Retirement Fund is a defined contribution retirement plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently was amended from time to time to make necessary and desirable changes. ​ The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Defined Contribution Retirement Plan. ​ You should file an Retirement Application well in advance of the date you expect to retire. You may request an Application from the Benefit Office, as well as seek assistance during the application process. Early filing will help you to avoid a delay in the processing of your application and the payment of benefits. Defined Contribution Annual Statements The 2023 Valuation of your DC account(s) has been mailed. Watch your mailbox for your statement. ​ You can see your account balance with the interest gained in 2023 right now by logging into your participant portal! See Your Balance DC Fund Preliminary Investment Results 5.1% YTD a s o f June 30, 2024 Заявления постоянного тока Выписки со счета участника за 2021 год для пенсионного фонда с установленными взносами находятся в производстве для рассылки. ​ Вам не нужно ждать почту, вы можете получить баланс на 2021 год прямо сейчас! Войдите на свой портал, чтобы просмотреть.... Период выборов с с 1 октября по 30 ноября Mark your calendar to do the 2025 Election to increase your retirement benefit 2022 Summary Annual Report The Summary Annual Report (SAR) provides members with importan t information regarding the Plan. The SAR is required by law to be provided to members by November 15th of each following year. 2022 SAR Summary Plan Description The Board of Trustees are pleased to provided you with the Summary Plan Description, Effective July 1, 2021 ​ This SPD provides the most up to date summary of plan provisions and rules. Get Your SPD More Information On the Defined Contribution Retirement Plan, Contact the Benefit Office @ (754) 777-7735 or Click on the Frequently Asked Questions or Documents pages for additional information or forms. Participant Portal You can review your personal information, 24 hours a day, 7 days a week. Check your account balance(s), hours worked, contributions received on your behalf, you beneficiary and more. You can do address changes directly in the portal as well as upload personal documents securely. Useful Links AARP Internal Revenue Service Medicare Social Security Administration Veteran's Affairs

FAQs This page contains Frequently Asked Questions regarding the Defined Contribution Retirement Fund. Should you have a question or concern regarding your defined contribution retirement benefit contact the Benefit Office at 754-777-7735 or info@725benefits.org Defined Contribution Retirement Fund Frequently Asked Questions Q. When do I become vested? A. You become 100% vested in your Employer account when you obtain 2 full vesting credits. You are 100% vested in your Elective account immediately. ​ Q. Do I need to do anything to enroll in the Plan? A. No, you become a Participant automatically after you work one (1) hour in covered employment. ​ Q. What is the Plan Year? A. The Plan Year is January 1st through December 31st. ​ Q. When can I start Participating in the Plan? A. You must work at least one (1) hour in covered employment within a Plan Year. ​ Q. Who is eligible to become a Participant in the Plan? A. You are eligible to participate in the Plan if you work for an employer that is required to make contributions to the Defined Contribution Retirement Plan for the work you perform. For most Participants, this means working in a position covered by a collective bargaining agreement between the employer and the union. If you are an owner/operator, you can participate provided you contribute 40 hours per month. ​ Q. How do I apply for a benefit? A. The first step is to request an application from the Benefit Office. The application is also available on the website for your convenience. The application form will come with instructions and information about the type of documentations you will need to include with your completed application. ​ Q. What if I get divorced? A. If you get divorced, please contact the Benefit Office to update your records. If you wish to change your beneficiary designation, the Fund Office can provide you the proper form. Please note: Your former spouse may have rights to all or part of your benefit even if you designate a new beneficiary. A court may issue a Qualified Domestic Relations Order (QDRO) in connection with your divorce requiring the Defined Contribution Retirement Plan to pay part or all of your Defined Contribution Retirement Plan benefit to your former spouse for reasons such as spousal or child support or division of marital property. Please contact the Benefit Office for further information regarding QDRO requirements. ​ Don't forget to contact the Union Hall (305) 681-8596 to provide them with a copy of your divorce decree. The Benefit Office does not and cannot provide a copy to the Union Hall without your written approval to share that information/documentation. ​ Q. What happens if my spouse remarries after I die? Will he/she lose the benefits from the Plan? A. No. Payments to your surviving spouse will not be affected by remarriage. ​ Q. If I die, will my spouse or other beneficiary automatically be contacted about death benefits? A. If you are actively employed when you die, the Benefit Office will contact your spouse or beneficiary. Otherwise, your spouse or beneficiary will need to notify the Benefit Office of your death to get the process started. You should alert your spouse or beneficiary to that need. ​ Q. What is the Valuation Date? A. The value of your individual account is updated as of December 31st of each Plan Year. The value of your account includes:

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СОВЕТ ПОПЕЧИТЕЛЕЙ ТРУДОВЫЕ ПОПЕЧИТЕЛИ ​ Кеннет Э. Скотт-младший. Сопредседатель UA местный 725 ​ Томас Флавелл UA местный 725 ​ Роберт Хеслекранц UA местный 725 ​ Ральф Кастро UA местный 725 ​ ​ УПРАВЛЕНИЕ ПОПЕЧИТЕЛЯМИ ​ Эдуардо Льосент Сопредседатель Airtech Кондиционер Джули Дитрих MCASF Карлос Борха Weathertrol Крис Фигерас EvoAir Ларри Минс Альтернативный Юго-восточные чиллеры ​ ​ Местный союз 725 Объединенной ассоциации производителей труб для кондиционирования и охлаждения воздуха Ассоциация механических подрядчиков Южная Флорида 13185 СЗ 45 авеню Опа Лока, Флорида 33054 (305) 681-8596 160 В. Камино Реал # 132 Бока-Ратон, Флорида 33432 (305) 290-3970

СОВЕТ ПОПЕЧИТЕЛЕЙ Джеффри Аллен Администрация Линн Макфадден Администрация Джош Аллен Медицинские услуги ​ Пенсионные услуги Роберто Маттеи Администрация Лианет Прието Услуги работодателя Бульвар Сосны, 15800, офис 201 Пемброк Пайнс, Флорида 33027 (754) 777-7735

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